Cost of Childbirth

The average cost of childbirth can vary widely and there can be significant cost differences between giving birth at the hospital and birthing in the community at a birth center or at home. We believe in making sure we give you an amazing value for the care you receive. You’ll find our prices are comparable to other local birth centers. We accept all major insurance plans and are in-network through most carriers, including the several Medicaid Managed Care Organizations. Whether you’re in-network, out-of-network, or self-paying, we’re here to help you review all your options.

We’ve put together a thorough PDF covering everything you’ll need to know about your birth and financial options:

The Cost of Natural Birth with us

The package cost of care with our practice is $4,900 which includes:

• Prenatal care

• Childbirth education courses

• Labor and delivery care (water or bed)

• Supplies for your birth

• A postpartum lactation visit

• Six weeks of postpartum care.

This fee does not include any physician consultations, lab work, or ultrasounds. All payments must be made by the 34th week of pregnancy unless other arrangements have been made. 

For clients receiving care from community midwives with privileges to deliver at our birth center, our discounted facility fee is $1,750 and includes:

• Required childbirth education courses

• Birth center delivery

• Supplies for your birth

• Birth / Midwife Assistant

• Immediate postpartum stay.

• A postpartum lactation visit

This facility fee is separate and unrelated to your prenatal care and midwifery fee. A 50% deposit is required to reserve a birth suite. The remaining payment must be made by the 36th week of pregnancy.

Are Midwives Covered by Insurance?

Magnolia accepts self-pay, private insurance and select Medicaid MCOs (Managed Care Organizations). The cost of midwifery care and the facility charge for the birth center are covered by many health insurance plans including Medicaid.

The birth center is currently in-network with:

• Aetna

• Florida BluE

• Blue Cross Blue Shield / ANTHEM / FLORIDA BLUE

• Cigna

• United

• Molina

• OSCAR

• MEDICAID MCOs (SIMPLY, AMERIHEALTH, MOLINA, AETNA BETTER HEALTH)

You are responsible for any co-payments, deductibles, or co-insurance that is not covered by your insurance company. If your insurance is out-of-network, we can still submit a claim to your insurance company for reimbursement.

Birthing Center Insurance Coverage

Many insurance plans pay significant out-of-network benefits for birth center facility fees for midwives in Florida. We can bill private insurance on your behalf or provide you with a bill to send to your insurance company for reimbursement. Our billing specialist can verify your benefits, determine what your specific insurance policy covers, and then our Administrator can review coverage parameters and estimated costs with you. 

However, it’s important to note there are some exclusions that in-network insurance companies do not cover. These include: 

• Our new client registration fee: $500

• A comprehensive 20-hour package of nine childbirth classes: $99

• A postpartum comfort kit that includes a curated collection of postpartum must-haves, including a baby carrier and swaddling blanket: $125

• Birth tub rental fee, if applicable, which covers an individual, disposable liner, hoses and other supplies for water birth: $100

• Consultations with our medical director/consulting physician, if necessary: $350-1000 (These are rare and happen for only a small fraction of Magnolia clients.)

In addition, lab work and ultrasounds are billed to insurance. Again, it depends on your plan, but there could be copays or a deductible portion that will fall to patient's responsibility.

Contact Us Today!

Feel free to email: info@magnoliabirthhouse.com or call 786.953.6534 to connect with our team and learn more.  We look forward to providing you a joyful birth.

PLEASE NOTE: 

All insurance plans in the state of Florida are required by law to cover midwives in Florida. State law requires that maternity care coverage include the services of certified nurse-midwives, licensed midwives (licensed pursuant to chapter 467), and the services of birth centers licensed under ss. 383.30-383.335.-- emphasis supplied. See Florida statutes, s.626.6406; s.627.6574; and s. 641.31(18). In requiring such coverage, section 467.002, f.s. specifically recognizes the need for a person to have the freedom to choose the manner, cost and setting for giving birth. The law requires that maternity coverage include midwifery services and provides that an insured or enrollee be given the option of choosing the setting for receiving such services. Therefore, no HMO contract or insurance policy may directly or indirectly deny reimbursement for midwifery services rendered in a home or birth center setting.